Kissht is a credit app that provides small business owners with an instant line of credit, allowing them to make and receive payments through QR code and access loans ranging from ₹10,000/- to ₹1,00,000/- based on their credit profile. Interest rates range from 14% to 28% per annum, with a loan tenure of 3 to 24 months. Kissht offers different types of credit, including a revolving line of credit for salaried individuals and instant credit to small businesses for working capital requirements and inventory purposes. The app is easy to use and requires a simple registration process, submission of KYC documents, and signing of an online loan agreement. What's more, Kissht offers low-interest rates, minimal processing fees, and works only with RBI Registered NBFCs for added security.
Name: Kissht: Instant Line of Credit | Developer: Onemi Technology Solutions | Version: 2.2.6 |
Update: Feb 8, 2023 | Installs: 10000000 | Size: 61 MB |
What is Kissht app?
Kissht app provides instant line of credit and allows small shop owners to receive and make payments through QR code and avail instant loans ranging from ₹ 10,000/- to ₹ 1,00,000/- basis their credit profile. APR varies from 14% - 28% per annum and loan tenure from 3 to 24 months.
What types of instant line of credit are offered by Kissht?
Kissht offers revolving line of credit for salaried individuals and instant credit to small business purchases.
What is the interest rate range for Kissht instant line of credit?
The interest rate range for Kissht instant line of credit is 15% to 25% per annum.
What categories of small businesses have benefited from Kissht instant line of credit?
Small businesses such as Kirana Shops, Medical Stores, Hardware stores, Electronics Shops, Bakery, Snacks & Juice Shops, Street vendors, Fruits & Vegetable shops, Garments & tailor shop have benefited from Kissht instant line of credit.
How can one apply for Kissht credit line?
To apply for Kissht credit line, install the Kissht app, register with your mobile number, submit KYC documents, and sign online loan agreement from approved NBFCs. Get instant loan approval, and money is transferred to your bank account.
Why choose Kissht for line of credit?
Kissht offers low-interest rates and processing fees, online personal loan approval in just 5 minutes, no collateral and credit card required, and 100% secured app. Kissht also works only with RBI registered NBFCs such as Si Creva Capital Services Pvt Ltd, MAS Financial Services Ltd, and Poonawalla Fincorp Limited.
What are the contact details of Kissht?
Kissht can be contacted through call at 022 62820570, WhatsApp at 022 48913044, and email at care@kissht.com. The address is 10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla (West), Mumbai - 400070, MH, India.
Kissht app provides Instant Line of credit and allows small shop owners to receive and make payments through QR code and avail instant loans ranging from ₹ 10,000/
- to ₹ 1,00,000/- basis their credit profile.
APR varies from 14%- 28% per annum and loan tenure from 3 to 24 months.
Kissht is India’s quickest credit app that offers instant QR based credit to small merchants to purchase their day-to-day inventory and grow their business.
Types of Instant Line of Credit Offered by Kissht
1. Revolving line of credit:
Kissht offers a quick line of credit for salaried individuals. The loan amount ranges up to ₹30,000 with tenure from 3 to15 months, based on the individual's credit profile and APR is between 16% and 26%. Customers can repay and reuse the credit line for 2 years.
2. Instant credit to small business purchases:
Kissht loans range from ₹10,000 to ₹1,00,000 disbursed into your account at easy and affordable interest rates ranging from 15% to 25% p.a. and processing fee in a range of 2% to 5% for the tenure up to 24 months. *Interest Rate and fees vary based on customer's current risk profile.
Examples of Instant line of credit, small business loans & Interest rates offered by Kissht
1. Revolving Line of Credit:
Salaried customer can avail quick personal loan of ₹30,000 at interest rate of 18% with processing fee of ₹750 for tenure of 12 months. APR is 22.91%. Loan amount (Principal): ₹30,000; Interest Rate: 18% per annum; Tenure: 12 months, Interest Payable: ₹3,005, EMI: ₹2,750 per month, Total Repayment Amount: ₹33,000.
2. Instant line of credit to small business:
Self-employed can avail a credit line of ₹1,00,000 for a period of 2 years. Over two-year period, the total fees (including processing fees and one-time initiation fee) charged is 9%. The interest rate is 18% per annum, APR for the revolving credit line is 27.54%.
Top categories & Small Businesses who have benefited and availed instant line of credit from Kissht:
Credit line - Kirana Shop, Medical Store,
Instant loan - Hardware stores and Electronics Shops,
Quick Cash - Bakery, Snacks & Juice Shops,
Instant Cash - Street vendors, Fruits & Vegetable shops,
Small business loan
- Garments & tailor shop.
How to apply for kissht credit line
1. Install Kissht app
2. Register with mobile number & accept basic permissions
3. Submit KYC documents for instant credit check
4. Sign online loan agreement from approved NBFCs. Get instant loan approval and money is transferred to your bank account.
Why Choose Kissht for Line of Credit
✔ Low-interest rates and processing fees
✔ Online personal loan approval in just 5 minutes
✔ No collateral & credit card required
✔ 100% Secured app.
✔ We work only with RBI Registered NBFCs.The NBFCs are as follows:
-Si Creva Capital Services Pvt Ltd
-MAS Financial Services Ltd
-Poonawalla Fincorp Limited
Our contact details:
1. Call- 022 62820570
2. WhatsApp- 022 48913044
3. Email
- care@kissht.
comAddress:
10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla (West), Mumbai
- 400070.
1. Download an Android emulator such as BlueStacks on your computer.
2. Install the emulator and run it.
3. Download the "Kissht: Instant Line of Credit" APK file from a trusted source.
4. Click on the "Install APK" button in the emulator's homescreen.
5. Select the APK file and click "Open" to start the installation process.
6. Once the installation is completed, click on the app icon in the emulator's homescreen to launch the app.