MoneyTap - Credit Line & Loan APK

MoneyTap is an app in India that offers both a credit line and instant personal loans for salaried employees. With approval for a credit line of up to ₹5,00,000, users only pay interest on the amount they withdraw from their balance, with interest rates starting from as low as 12%. MoneyTap provides a flexible line of credit that can be used as an early salary, offering a better service and more options than traditional Indian banks.

Features of the app include the ability to borrow any amount of money starting from ₹3,000, pay interest only on the amount used, make UPI transactions from the credit line, choose flexible EMIs and pay later. MoneyTap is fully digital with a paperless experience, making it easier and faster compared to other bank loans in India.

MoneyTap's credit line charges interest only on the amount borrowed, providing users with access to the remaining credit limit without interest charges until they withdraw more money. The app has low processing fees from 2% to 3.75% and a low one-time line setup fee of ₹199 to ₹999.

To apply for a personal loan, users need to provide their Aadhaar number, identity proof, address proof, and a passport-sized photo/selfie. The app is available in 85+ cities and can be used for various purposes including an urgent online personal loan, wedding expenses, home renovation, mobile phone loan, laptop loan, car loans and education loans for students.

MoneyTap has partnered with Fullerton India Credit Company Limited, HDB Financial Services Ltd, Incred Capital Financial Services Pvt Ltd, Kisetsu Saison Finance (India) Private Limited, Cholamandalam Investment, and Finance Company, Transactree Technologies Pvt Ltd, Tapstart Capital Pvt Ltd, and RBL Bank Ltd. Users can also apply for the MoneyTap RBL credit card for 100% cash withdrawal and a 50-day interest-free period.

MoneyTap is a Credit Line and Instant Personal Loan App in India. Get Instant approval for a credit line of up to ₹5,00,000 & pay interest only on the amount you withdraw from your balance.

Our Interest rates starting from as low as 12%. Interest payable on the exact loan amount used from your approved credit line.

→ Salaried employees only. Minimum salary = ₹30,000 per month

What features make MoneyTap the best instant personal loan app in India?

• Borrow any amount or sum of money (starting at ₹3,000) from your approved Credit Line (up to ₹5 Lakh)
• Pay interest only on the amount you use
• Instant personal loan without any risk
• Make UPI transactions from your credit line
• Fully digital, paperless experience
• Select your own flexible EMIs & pay later

How is MoneyTap online instant personal loan app different from any other bank loan in India?

MoneyTap credit line charges interest only for the amount you borrow.

For example: Ajay applies for a MoneyTap Instant Personal Loan (credit line) in January, gets an approved credit line of ₹5,00,000 but doesn’t borrow any money from the approved line for the next 5 months. In May, he withdrew ₹50,000 from his credit limit to pay for a house deposit. Now, the interest will only be charged on ₹50,000. Ajay still has access to ₹4,50,000 whenever he has another emergency without paying any interest on it until he withdraws any amount.

Loan Terms & Fees

Get Rs. 10,000 to Rs. 5 lakhs
Interest rates from 12% to 36% (APR)
EMI tenures from 3 to 36 months
Low processing fees from 2% to 3.75%
Low one-time line setup fee from Rs. 199 to Rs. 999

For ₹1,00,000 personal loan borrowed for 1 year, with interest rate @13% per annum*, a user would pay:

• Processing fee (at 2%) = ₹2,000 + GST = ₹2,360
• Line setup fee of ₹999+GST = ₹1181/- to be paid before starting the credit line
• Interest = ₹7,181
• EMI = ₹8,932

Total amount to pay = ₹1,10,725/-
*Interest Rate varies based on your risk profile.
Only a fraction of our customers get an interest rate higher than 30% per annum.

Documents required

• Aadhaar number
• Identity proof (Driving licence/Voter ID/Passport/Aadhaar/PAN)
• Address proof (Driving licence/Voter ID/Passport/Aadhaar/Utility bills/bank statements)
• Passport-sized photo/Selfie
• You can get a personal loan online on your Aadhaar card. E-sign your application with registered mobile OTP for fast-tracked application

How does MoneyTap work?

Get an instant personal loan in 3 simple steps:

1. Log on to the MoneyTap credit line app, enter information such as age, city, PAN, and income, and check your eligibility
2. Complete KYC verification, submit documents online
3. Transfer money to the bank account from the approved amount

Available in 85+ cities.

MoneyTap Personal Loan Application Uses

• Phone pe loan - use it as an urgent online personal loan or as an early salary for emergency
• Wedding loan for marriage expenses
• Loan for home renovation and repair
• Mobile phone loan
• Loan for laptop
• Loan for new, used or second-hand car
• Credit loan for bike or scooter
• Education loan for students

Bonus: MoneyTap RBL credit card

• 100% cash withdrawal from your credit card online
• 50-days interest-free period*

Our Lending Partners:

• Fullerton India Credit Company Limited
  https://bit.ly/3xyAwAr
  
• HDB Financial Services Ltd
  https://bit.ly/3RWNDn5
• Incred Capital Financial Services Pvt Ltd
  https://bit.ly/3eTT0op
• Kisetsu Saison Finance (India) Private Limited
  https://bit.ly/3RUWndD
• Cholamandalam Investment and Finance Company
  https://bit.ly/3QO6OOE
• Transactree Technologies Pvt Ltd
  https://bit.ly/3UkU5WJ
• Tapstart Capital Pvt Ltd.
  https://bit.ly/3qOUeEc
• RBL Bank Ltd.
  https://bit.ly/3DRE98L

Contact: hello@moneytap.com

MoneyTap is a Credit Line and Instant Personal Loan App in India. Get Instant approval for a credit line of up to ₹5,00,000 & pay interest only on the amount you withdraw from your balance. Our Interest rates starting from as low as 12%. Interest payable on the exact loan amount used from your approved credit line.

MoneyTap is available only to salaried employees with a minimum salary of ₹30,000 per month. We aim to provide better services than Indian banks and the flexibility of getting a line of credit that can be used as an early salary.

Borrow any amount or sum of money (starting at ₹3,000) from your approved Credit Line (up to ₹5 Lakh). Pay interest only on the amount you use. Get an instant personal loan without any risk. Make UPI transactions from your credit line. Enjoy a fully digital, paperless experience. Select your own flexible EMIs & pay later.

MoneyTap credit line charges interest only for the amount you borrow. Interest rates range from 12% to 36% (APR). EMI tenures range from 3 to 36 months. Low processing fees from 2% to 3.75% and a low one-time line setup fee from Rs. 199 to Rs. 999 apply.

To apply for an instant personal loan, you need your Aadhaar number, identity proof (Driving licence/Voter ID/Passport/Aadhaar/PAN), address proof (Driving licence/Voter ID/Passport/Aadhaar/Utility bills/bank statements), and a passport-sized photo/Selfie. You can get a personal loan online on your Aadhaar card. E-sign your application with registered mobile OTP for fast-tracked application.

Get an instant personal loan in 3 simple steps. Log on to the MoneyTap credit line app, enter information such as age, city, PAN, and income, and check your eligibility. Complete KYC verification, submit documents online. Transfer money to the bank account from the approved amount.

MoneyTap personal loan application uses include phone pe loan, wedding loan for marriage expenses, loan for home renovation and repair, mobile phone loan, loan for laptop, loan for new, used or second-hand car, credit loan for bike or scooter, education loan for students.

MoneyTap RBL credit card offers 100% cash withdrawal from your credit card online and a 50-days interest-free period. Our lending partners include Fullerton India Credit Company Limited, HDB Financial Services Ltd, Incred Capital Financial Services Pvt Ltd, Kisetsu Saison Finance (India) Private Limited, Cholamandalam Investment and Finance Company, Transactree Technologies Pvt Ltd, Tapstart Capital Pvt Ltd., and RBL Bank Ltd.

Contact us at hello@moneytap.com for more information.

To install "MoneyTap

- Credit Line & Loan" APK on your computer, you will first need to download an Android emulator such as BlueStacks.

1. Download the "MoneyTap

- Credit Line & Loan" APK file from a trusted source.

2. Open BlueStacks and click on the "Install APK" button on the bottom right-hand side of the screen.

3. Select the APK file you downloaded in step 1 from your computer and click on "Open".

4. BlueStacks will now automatically install the "MoneyTap

- Credit Line & Loan" app on your computer.

5. Once the installation is complete, you can open the app and start using it on your computer.